The Difference Between Medicare And Medicaid Benefits

When making decisions about long-term care, it is important for you to know the differences between the public programs, such as Medicare and Medicaid, and the private options that may be available to you or your loved ones. Each program has its own rules, eligibility requirements and limitations of coverage. For knowledgeable guidance, consult an experienced Gainesville attorney at the law firm of J. Kevin Tharpe, P.C.

Attorney J. Kevin Tharpe is also accredited as a Gainesville veterans' benefits attorney, meaning he is authorized to help veterans and their families apply for federal veterans' benefits.

Medicare Vs. Medicaid: Helping You Understand The Differences

Medicare is a health insurance program, sponsored by the federal government, available to all U.S. citizens over 65 years old who have paid into the Social Security system. Medicare is also available to people diagnosed with a long-term or terminal disability. Anyone receiving Social Security benefits, regardless of how much money they have, is eligible for Medicare benefits.

Medicaid, on the other hand, is a needs-based federal and state assistance program for low-income people of any age who meet certain eligibility requirements, including children, the elderly and the blind and disabled. The Medicaid program is run by state and local governments. The eligibility requirements are very strict. In Georgia, an individual can have no more than $2,000 in countable assets and no more than $2,100 per month in income. However, not all assets are counted toward eligibility, and there are more assets protected if you are married. That is why it's important to have an attorney like J. Kevin Tharpe advocating for you and your family.

In Georgia, the Medicaid Division of the Georgia Department of Community Health administers the Medicaid program and pays for the medical bills with state and federal money. The Georgia Department of Community Health provides a wealth of information on Medicaid services.

An Experienced Attorney To Help With Medicaid Benefits Planning

The rising cost of long-term care, coupled with Americans' increasing life expectancy, means that many people lack the funds to pay for an extended stay in a nursing home. Medicaid is often used to pay for long-term care, such as in a nursing home. In fact, nearly 60 percent of all nursing home residents are covered by Medicaid. With the assistance of a skilled Gainesville Medicare and Medicaid benefits attorney, it is possible to meet the Medicaid eligibility guidelines while still preserving assets for the benefit of the spouse or to pass on to the next generation.

Find Out If You Are Eligible For Medicaid Or Medicare

Contact J. Kevin Tharpe, P.C., online or call our office at 866-253-6994 to discuss whether you are entitled to assistance or benefits. Our offices in Gainesville and Young Harris serve Northeast Georgia.