Medicare does not pay for non-skilled living assistance

Many Georgia residents have come to a place in their lives when they need outside support and assistance for daily living. Such situations do not always directly pertain to medical needs. Some people, in fact, still live independently at home but need help cooking, running errands or going through daily personal hygiene routines. It's not uncommon for elders to mistakenly believe that Medicare will cover the cost of daily living assistance.

However, Medicare typically only covers temporary, skilled or rehabilitative care. The majority of long-term care assistance is nonmedical-related and, therefore, not usually covered under this program. It's no secret that long-term care services are expensive.

The good news is that there are legal teams who are experienced in this particular area of law, who can help a concerned elder or adult child helping an aging parent to explore various payment options, such as annuities or long-term care insurance. Of course, eligibility requirements and restrictions apply to most types of coverage. One of the many services an experienced elder law attorney can provide is to offer knowledgeable guidance in determining which options are most viable in a particular set of circumstances.

J. Kevin Tharpe, P.C., is fully prepared and committed to helping Georgia residents execute thorough long-term care plans and also to help overcome any legal obstacles that arise within an existing plan. Regarding issues ranging from Medicare to home health aides, housekeeping assistance or transitioning to nursing homes, acting alongside experienced support can simplify the long-term care planning process and help aging loved ones get the care they need in the most feasible manner possible. If you'd like to discuss a particular long-term care issue, simply request a meeting at your convenience.

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