March 2019 Archives

Have you factored in your kids when planning for retirement?

For many families, the retirement age of the parents tends to overlap with the college years of the younger children in the family. That can place a lot of financial stress on the parents, who may feel compelled to provide educational financing for their children. All too often, that pressure doesn't end with college. Kids may require years of support when starting a career or moving for a new job.

Protecting loved ones in Georgia nursing homes

Most adult children in Georgia would agree that their aging parents' safety is a high priority when they take up residence in a nursing home. Protecting loved ones is not always easy, especially if a son or daughter lives a great distance away from the chosen facility. When executing a long-term care plan, it is helpful to discuss such topics and to carefully investigate prospective nursing homes before signing a residence agreement.

When your family depends on you, an updated will is important

All legal adults should have a will, even if they do not have much property to their name and no dependents, if only to make sure that their property goes to the beneficiaries they choose. Some adults, however, have many people who depend on them, and must pay much more attention to their will and estate plan.

Trust: Understanding types and determining which is best

Many adult children in Georgia assist their aging parents in long-term care planning issues. Executing an estate plan is often part of this process. Certain legal issues can be quite complex, such as those regarding choosing a trust. The type of document used can have a significant impact on inheritance, charitable donations, estate taxes and more.

Clarifying information regarding Medicaid for Georgia residents

Many Georgia elders have meager means with which to provide for their long-term care. It is not uncommon for aging men and women of low income to qualify for Medicaid, a national public health insurance program. Many people confuse this program with this program with Medicare. The latter is also insurance for those age 65 and beyond but does not pertain to income level in any way.

Elder law issues: When a parent has dementia

Georgia and all other states require a person to be of sound mind when he or she signs legal documents, especially those pertaining to estate planning. However, how each state legally defines mental competence may vary. It is possible to have minor symptoms of dementia or other mental decline and still be deemed competent enough to sign a will or other legally enforceable document related to elder law issues.

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