Basic issues to consider regarding long-term care planning

There may come a time in any Georgia resident's life when he or she is unable to function independently on a daily basis. This type of situation may be prompted by an injury, a medical treatment such as surgery, or a natural decline in physical or mental health capacity due to the normal aging process. Long-term care planning can help meet health and personal care needs for as long as necessary in a particular situation.

No two situations are exactly the same. When it comes to long-term care, numerous caregivers, service companies, insurance agencies and other licensed professionals may play key roles in providing asset protection, and many may provide medical and personal care assistance to those in need. The location where a long-term care plan is carried out may also vary; some people arrange for in-home care while others take up residence in a nursing home or go to an adult day care environment on a regular basis.

Because there are so many facets to long-term care planning and numerous options available to help resolve a particular issue, working out a specific plan can be a daunting process, especially for those who are currently dealing with serious mental or physical health problems. In most cases, trusted family members or friends can provide assistance. It is not uncommon, however, to need additional support, in which case, it can be helpful to schedule a consultation with an experienced elder law attorney.

A Georgia attorney who is well-versed in long-term care planning issues can help determine which type of insurance best meets a client's needs. An attorney can also be on hand to address any legal issues that arise concerning in-home or nursing home care, financial or tax issues, or contract-related problems between a caregiver service and a patient. Resolving such problems is typically a lot less stressful if an experienced attorney is available to act on one's behalf.

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