If you are a parent of a special needs child, you know that your loved one will require particular care even when you are no longer around to provide it. This means your special needs planning will involve not just funding your child’s future, but making sure your child is well cared for.
To help provide your child with a good life, you should help a future caregiver understand what your child needs. According to U.S. News and World Report, you may draft a letter of intent, also known as a letter of instruction, for this purpose.
What a letter of intent accomplishes
Special needs children have all sorts of requirements and limitations. With a letter of intent, you can describe all of these as they pertain to your loved one. Your child may require a heavily structured routine each day. A caretaker might need to communicate with your child in a specific fashion. You may also describe a diet, medicines or therapies your loved one needs. You can also explain anything that sets your child off emotionally.
Basically, a letter of intent lays out a vision for your child’s life. A caregiver should understand from your letter how to provide the care that your child needs in order to live out a good life given his or her circumstances.
Helping your child maintain benefits
You may also use a letter of intent to help your child continue to receive government services. Currently, your child may benefit from Medicaid or Supplemental Security Income. These services depend on your loved one not possessing too much in income or assets. With a letter of intent, you can instruct caregivers or anyone in your family not to gift your child with too much money that may disqualify your child from these programs.