If electing to place your elderly parent in a nursing home is the most difficult decision you have faced recently, picking the right facility is undoubtedly a close second. After all, not all nursing homes provide the same level of care. When you are searching for the...
Long-Term Care Planning
Key strategies for asset protection and long-term care
Even if you or your loved one has a robust income or a high level of assets, long-term care has the power to quickly erode an estate's assets. This is especially true when a person needs skilled nursing care for a long period of time. You can increase the chances of...
Alzheimer’s & Estate Planning
If someone close to you has received an Alzheimer’s diagnosis, help plan his or her future through proper estate planning. Everyone should prepare for the future. But for someone who has received an Alzheimer’s diagnosis, the quicker they start, the better their...
Government benefits and long-term care
Once people reach the age where they need long-term care, they are generally also receiving other types of government benefits, such as health care and Social Security. There are many rules about long-term care and benefits, so it is no surprise that many people...
Protect The Aging Veteran In Your Life
The U.S. Census Bureau reported that in 2018, the average age of a U.S. veteran was 65. To give you even more perspective, the median age of even a Post-9/11 veteran is 37. Veterans, like everyone else, are aging. Tie that into service-connected disabilities, and you...
What are the Georgia asset and income limits for Medicaid long-term care?
If you, your spouse or a parent needs long-term nursing care, he or she may qualify for Medicaid coverage. Georgia looks at the family's income and asset limits to determine eligibility under the state guidelines. Review these limits to inform the Medicaid planning...
Recognizing the signs of Alzheimer’s disease
Alzheimer's disease is still a complex medical problem that scientists continue to unravel. According to the National Institute on Aging, the signs of Alzheimer's may begin as late as your mid-60s or as early as your 30s. With that kind of potential window, planning...
Is a Medicaid spend down legal?
Long-term care planning is almost a necessity for most Americans today. Why? Because most of us will eventually require the medical oversight and assistance that only a long-term care facility can provide. However, most of us do not have the resources to pay for such...
What are the most common reasons people need long-term care?
According to research from the federal Administration for Community Living, the majority of adults who are age 65 or older in 2021 will eventually need some form of long-term health care. Planning for this significant expense can help give families peace of mind....
How does Medicare’s nursing home rating system work?
Choosing to place an elderly parent in a nursing home may be one of the more consequential decisions you ever make. After all, you must entrust nurses and other professionals at the nursing home to provide appropriate and tailored care to your mother or father. Even...
